Re: (CS4U) Re: Tuesday, already??

What really blows for me is, after I spent all that money on gifts, I
get a letter from the hospital saying I must pay $178.00 by the 30th.
Then the gas company made me pay $230.00 by the 20th! I am on a
budget plan and pay a set amount monthly. I got ahead, so I didn't
pay November payment because they OWED me money. Well, they are still
charging me for November and December even though they owe me. Go
figure! So that is $508.00 I hadn't counted on having to spend! So
now bills will have to come out of my "Overdraft Account" where I have
to pay 12% interest on. And still haven't paid my summer property
taxes. Will have to really pinch pennies to get squared away!
I don't see ANY prices dropping here. Clothing on clearance is still
quite pricey compared to a few years ago. Have to really look for the
deals.

On 12/20/10, Toni Obodzinski <obodzinski@gmail.com> wrote:
> I don't know, they keep saying things are less expensive but that's not what
> I've noticed. Especially food.
> Yes I've noticed..after bills nothing left.
> I do Christmas *VERY* simple. Sent a couple cards to people who don't have
> computers; the others went out on line. One will arrive here for all of you
> on the 23rd. Yes I have a plan for inexpensive gift buying! Only got gifts
> for 2 people on sale! (My friend Sue and my mail man! [and their
> pets]). Well make it 3, Cupid has a new toy waiting. Just too many now to
> even think about trying to buy for....we stopped exchanging gifts years ago
> and don't get together like we used to. Except for my brother and his wife,
> we have a couple times in recent years. This year my brother is just going
> to stop by for a bit one day during the week. I'll go to church and am
> invited to my friend's Sue's house for Christmas Eve. But I've been having
> all these health issues so wouldn't be up for much anyway. Not sure I'll
> make it to my friends house, I'll see. Oh, I'm all decorated!! (Christmas
> dish towel out!! ha ha!!)
> HUGS,
> Toni
>
> On Mon, Dec 20, 2010 at 9:20 PM, LuAnn Phillips
> <lulafilippi@gmail.com>wrote:
>
>> Everything on sale of course! Got all my offspring nice fluffy
>> blankets on sale for 1/2 price. For the nephews, they get winter hats
>> on sale for $4.99 each, the neices get a 2-pack of fluffy socks on
>> sale for $4.99, and whoever else, boxes of candy on sale for $4.99.
>> My son who lives with me also gets a nice pillow along with his
>> blanket. They were on sale buy one get one for $1.00, so I got myself
>> one too. Son-in-law gets a coin sorter with his blanket ($4.99, was
>> $19.99), and my daughter gets a pair of slippers along with her
>> blanket. My mom gets some extra socks along with her fuzzy socks.
>> Had to keep it real simple this year. I bought my Secret Santa gift
>> for our work party last year on clearance, a nice set of Christmas
>> mugs in a pretty box, and that was $5.00 on clearance,(full price
>> $20.00) Definitely on sale!
>> Sadly, as I was shopping, I noticed the sale prices were often MORE
>> than the regular prices were just a few years ago. Got to really be
>> careful with money.
>>
>> On 12/20/10, Tammy <singingwarrior@gmail.com> wrote:
>> > i rarely buy anything full price. On sale or I just wait.
>> >
>> > On Dec 14, 11:03 pm, "sue Johnson-overlin" <foxmeadow...@gmail.com>
>> > wrote:
>> >> We continue to have cold weather, but no snow so far.
>> >>
>> >> Today was my payday, so of course the first place on my agrnda was the
>> >> bank.
>> >> .....once that you pay the bills there sure is not much left !!
>> >> Has anyone else notice that?
>> >>
>> >> Since it was also my birthday, Chris and I went out to lunch. Lunch
>> menus
>> >> are so much more affordable than dinner......
>> >>
>> >> Each of them had a small present for me and it sure meant a lot.
>> >>
>> >> Speaking of birthdays, can we put them on hold for a few years, or do
>> they
>> >> just keep on coming?
>> >>
>> >> Sharing question for today...... " Is anyone having car trouble at this
>> >> time?
>> >> It is the holidays, the weather is becoming colder, and the ends of our
>> >> budgets are not quite meeting but waving to one another......so we are3
>> >> all
>> >> working to pull it all together.......
>> >> What clever thrifty ideas have you used this year to provide presents?"
>> >>
>> >> Jim's SUV is now here, so that gives us a reliable transportation rely
>> on.
>> >> Jim was able to buy the part needed for Chris Ford focus from the
>> deaker,
>> >> and put it on.....woohoo, we no longer have to carry to gallon jugs of
>> >> water
>> >> everywhere.
>> >> My car will not be repaired until Jan-Feb.
>> >>
>> >> One money saver has been, I have limited myself on howMuch that I
>> >> have
>> >> spent on Chris 3 kids......normally, I would have spent a 100 on each
>> but
>> >> this year, it was 30. I shopped on sales days, utilized all special
>> >> coupons,
>> >> and in Dakota's case ( who has more under the tree than anyone)......
>> >> I bought several items at some of the bazaars that was involved
>> in....for
>> >> example....books that I would have paid $5 for , I was able to find for
>> 50
>> >> cents to 1 dollar. ( they were nearly new items ).... For Chris snow
>> >> boots,
>> >> I was able to buy already on sale,plus for today it was buy one get one
>> >> half
>> >> off.
>> >>
>> >> Hugs
>> >> sueO
>> >
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